Terms & Conditions
The rules that apply to using our website and requesting our financial services.
By using this website or requesting our services, you agree to these terms. Each financial product, such as a loan, insurance policy, investment service, payment service, or warranty, may also have its own agreement provided before enrollment.
Eligibility
You must be an adult and legally able to enter into a binding contract. Some products may require additional identity, residency, credit, income, employment, or financial checks.
Applications
Submitting an enquiry or application does not guarantee approval, funding, coverage, or acceptance. Final decisions may depend on verification, documentation, eligibility criteria, and applicable provider requirements.
Your responsibilities
Please provide accurate, complete, and current information when using our website or requesting services. Where applicable, keep login details secure and do not share account access with unauthorized persons.
Financial information
Website content, calculators, estimates, rates, and examples are provided for general information. Actual offers, costs, repayments, returns, and terms may vary based on individual circumstances.
Investment risk
Investments can go down as well as up and may result in a loss. Past performance, historical results, forecasts, or illustrations are not guarantees of future performance.
Product conditions
Financial products may include specific fees, charges, exclusions, limitations, eligibility requirements, and other conditions. The applicable product agreement governs the service you choose.
Third-party services
Some services may involve lenders, insurers, financial institutions, investment providers, payment providers, or other third parties. Their respective terms and policies may also apply.
Acceptable use
You must not misuse the website, submit false or misleading information, attempt unauthorized access, interfere with website functionality, introduce harmful code, or use the services for unlawful purposes.
Website availability
We aim to keep the website available and secure, but uninterrupted or error-free access is not guaranteed. Maintenance, technical issues, updates, or circumstances outside reasonable control may affect availability.
Changes to these terms
These terms may be updated periodically to reflect changes in services, technology, or applicable requirements. Updated terms become effective when published on the website.